Dubai: If inflation rate was at a very conservative estimate of 3 per cent per annum, the Dh500 in your wallet or bank right now would only amount to the value of Dh227 in 20 years. Or in the reverse of this calculation, the cost of spending Dh500 today, would cost you Dh743 (approximately), in 20 years. This means that while you continue to save, your money will either need to grow, or you’ll need to save exponentially more, to be able to actually afford the retirement you have been planning for. One way to make your money grow is to invest it and let it grow over the long term. Investmen...