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MSU Federal Credit Union knows college students. For 85 years, the $6.9 billion asset credit union in East Lansing, Mich., has served Michigan State

Second of all, they're fiscally far more conservative. >> smarter banking. never had the housing bubble because of bad lending we had. >> 50% of all canadians have no mortgage. you need 25% of equity. mortgages are not tax deductible. second of all, you need 25% equi equity. they're levered at 11 to 12 times capital. >> that's the key. >> they never got caught up in subprime and, you know, very high lbos. >> they never had the policy of, hey, buy a home, buy as much home as you can, deduct the mortgage interest. we have encouraged through poor government policy speculation even at the househol...