Hand, you have a situation of rising interest rates and what that is done to assets. but on the other hand, you've got essentially a loss of faith amongst customers who are trying to pull their deposits out of banks. and it's that run on confidence that is causing so many troubled people to go 0k it could happen at this bank. could happen at that? that is in part with the problem is now, not necessary and see solvents of banks. so, it's a different problem, but the outcome is the same in the sense that we are talking about the stability. you pointed out the financial system and bailing out and...