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people can feel like they can have control over now, if you can get through to the bankers. >> we're trying and it's not cheap to refinance. >> that's right. >> you have to think about whether you want to do that. >> if rates go low enough, it's good to check it out. >> it's friday. >> yes. >> yeah. although the week started off well, the realization that a second recession may be drawing closer is hammering stocks this morning. actually futures. here in the united states, the dow dropped 420 points or nearly 4% yesterday, stripping away this week's gains and then some. adding to the...