Operator Ladies and gentlemen, thank you for standing by and welcome to the Dynex Capital, Inc. Fourth Quarter 2020 Annual Results Conference Call. [Operator Instructions] I would now like to hand the conference over to your speaker today, Ms. Griffin. Thank you. Please go ahead. Alison Griffin -- Vice President, Investor Relations Good morning. This is Alison Griffin, Vice President, Investor Relations. Thank you for joining us today. With me on the call I have Byron Boston, Chief Executive Officer; Smriti Popenoe, President and Chief Investment Officer; and Steve Benedetti, Executive Vice ...