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Life. >> professor gruber, you often make the point, many on your side of this debate make the point you got these 20 million newly insured. you never delve into the quality of the care they're getting or they might get and "usa today" reported on may 4th of 2015, little over a year ago, i'm quoting here, "three quarters of emergency physicians say they've seen e.r. patient visits surge since obamacare took effect. just the opposite of what many expected would happen. why are people still going to the emergency room when they've got this comprehensive care that you're touting? >> well, first o...

Costs are too high and the system has been inefficient. >> my biggest thing is it just comes down to cost. my, you know, when it comes to business and family, i don't really care about politics. >> the tax credit is not compensating for the increase of the premiums going up, so the tax credit is really not helping us out in terms of lowering the cost. >> reporter: and their health insurance may soon change. dramatically. >> hey, look, we need to get obamacare relief to families as fast as possible. >> reporter: as republicans move to replace obamacare, they must decide whether or how to preven...

Their sickest payments, whether to scrap all obamacare insurance reforms. >> it's going to be hard to get to the finish line, settle on a single play. they have to decide what kinds of subsidies they want in the individual market for small businesses, decide what do they want for the equivalent of the cadillac tax or not have anything like that at all? what will be the insurance rules, how they handle pre-existing conditions? >> reporter: obamacare covered 20 million people, features popular provisions, allowing young adults to stay on their parents' insurance plans until age 26, prohibits ins...

And they're not going to squander it. and i think it's probably a good idea as a matter of policy. but none the less, it was a kind of vindictiveness on the part of reid and the democrats deserve the blow back. i agree with a.b. i think what the democrats ought to do, you pick one or two nominees. maybe pryce at hhs where you have a fight on obama care, pruitt on epa because then you have a fight on carbon. the democrats will try to turn it into a religious test. believer in global warming? that's not the issue. are you a believer in the constitution where the e.p.a. should administer the law ...

Market oriented? i believe in price transparency. if she's going it get a ct scan ordered of her breast, then she should know the cost of that ct scan before she has it done to allow her to comparison shop. if you introduce that, you actually lower costs. you give her the power. she has the power of choosing based on quality and cost. and in so doing, you expand her ability to influence her care much more so than obamacare did. >> professor gruber, he makes a good point about this choice. something which seems to be neglected in obamacare. >> you know, i'm afraid the senator's providing the sa...