>> well, it's very, very simple. if you want poor and disabled people and people with preexisting conditions to have affordable insurance, then you've got to have in the same insurance pool with them people who are younger and healthier. you've got to say younger and healthier people, you know, this is part of what it means to be in the same insurance pool, what it means to be part of our health insurance system. that's what we do with social security. that's what we do with medicare. we pool our risks. that's the idea of social insurance. but on top of that, we also have this huge subsidy, th...