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CFPB Releases Reg F Guidance

CFPB Releases Reg F Guidance
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District Court Relies on "Capacity" Issue in Denying Debt Collector Summary Judgment Under TCPA | Troutman Pepper

On December 18, 2020, the U.S. District Court for the Northern District of Indiana
denied a debt collector’s motion for summary judgment, suggesting that an open question of whether a telephone system had the capacity to place automatic calls might support a claim under the Telephone Consumer Practices Act (“TCPA”), even if that functionality had not been used.
Taylor Law, PLLC (“Taylor Law”) was engaged to recover a debt from Russell Friend. According to Friend, after he sent a letter requesting debt validation and no further contact, Taylor Law sent additional correspondence and called Friend multiple times. Friend brought suit alleging among other counts that Taylor Law violated the TCPA by using an automatic dialing system. ....

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