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Good morning everyone. Im joe the American Enterprise institute and i want to welcomen everyone here in our comforter and everyone watching through electronic means to conference t today addressing the general and very specific question also of stabilizing the Health Insurance market under the Affordable Care act and, in particular, some proposal made by a group of eight governors will actually be following the panel. You may wonder why we have the governor speaking after us and the answer is travel considerations. Fortunately, although this panel is certainly not obligated to confine their re...

The committee on health, education, pensions and labor will please come to order. Senator murray and i will each have a statement and we will introduce witnesses. After the testimony senators will have five minutes of questions. There is a vote scheduled for 10 30. I think we will continue right 10 45. Until 10 4 and then we will alternate going back to vote. I think we will have time for all the witnesses testimony before we have to leave for the vote. We are holding the second in a series on Prescription Drug costs in response to a bipartisan request led by senators cassidy, senator franken,...

Sions and labor will please come to order. Senator murray and i will each have a statement and we will introduce witnesses. After the testimony senators will have five minutes of questions. There is a vote scheduled for 10 30. I think we will continue right 10 45. Until 10 4 and then we will alternate going back to vote. I think we will have time for all the witnesses testimony before we have to leave for the vote. We are holding the second in a series on Prescription Drug costs in response to a bipartisan request led by senators cassidy, senator franken, along with senators sanders,white hous...

European law consumers get to know what the factors were that made that determination. I think we need to move to that approach. The make companies more accountable than decisions about American Consumers fairer and more transparent. You do have requirements that when you take adverse action based on Consumer Report you notify the consumer. And were Credit Scores used you have to have key factors that affected the score. One more question and i apologize. If the bill were kept liabilities in the past how much would hundred 45 million americans, how much would those victims of equifax problem b...

Senator murray and i will be to have an opening statement, and then we will introduce the witnesses. After witness testimony, senators will each have five minutes of questions. Theres a vote scheduled for 10 30. I think what we will do is continue right on through of about 10 45, and then we will alternate going back and forth to vote. I think we will have time to all of us here witness testimony before we have to leave for the vote. We are holding a hearing, which is the second in a series on Prescription Drug costs in response to a bipartisan request, led by senators cassidy, senator franken...