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Operator: Hello, everybody. And welcome to today’s conference call titled SmartFinancial Second Quarter 2023 Earnings Release and Conference Call.

♪ that's how i feel on the set sometimes. >> so lonely. welcome back. a surprising epidemic affecting some 60 million americans. loneliness. dr. sanjay gupta has teamed up with o magazine. it's called the just say hello campaign. listen to this. >> when was the last time you said hello to a stranger passing you on the street or a friend you hadn't seen in years? >> hi. >> hi. >> how you doing? >> hello. >> oh, hello there. look at you. hey girl. looking good. >> thanks ellen. >> oh it's going to come back on me. thanks, ellen. dr. sanjay gupta, hello sanjay. let's start with that.