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any moment now, president biden will address the nation from that podium right there amid concerning questions about potential contagion in the u.s. banking sector. what does that mean for your money? a very good monday morning to you. i'm jim sciutto. >> and i'm erica hill. president biden expected to try to calm fears in a matter of moments when he does make his way to that podium, this amid the failure of two u.s. banks. we're talking about silicon valley bank, which you've heard a lot of this weekend, as well as signature bank. the biden administration is taking emergency action ...

My mind and heart. >> so you want to pick the top one, and go for a couple of others who are off of the beaten path, and everybody is going to want to pick the top ones, and so if you want to differentiate yourselves, it is hard to do. >> if you want the offset, pick the 11s over the sixes, because since 2010, the 11s have a winning record over the six seeds. >> 11 over 6, noted. >> i am coming after you, erica. >> duly noted. and now, president biden's message to the banking executives after the banking failures spark a looming crisis. all of this s next. your past expe rience can help you ...