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trillion is where it stands now. >> and students who do not qualify for the specific program say it is not legal. so far, 26 million have applied for relief and 16 million approved. when the legal challenges put it on hold. and so, we will break it down and speak to a student who says that there is a clear racials a speblgt -- racial aspect to this as well. we go to jessica outside of the courtroom, and this is a real life impact for millions of borrowers and their families. tell us about this? >> yes, jim. there are practical ramifications. practical, there are 26 million borrowers ...

any moment now, president biden will address the nation from that podium right there amid concerning questions about potential contagion in the u.s. banking sector. what does that mean for your money? a very good monday morning to you. i'm jim sciutto. >> and i'm erica hill. president biden expected to try to calm fears in a matter of moments when he does make his way to that podium, this amid the failure of two u.s. banks. we're talking about silicon valley bank, which you've heard a lot of this weekend, as well as signature bank. the biden administration is taking emergency action ...

My mind and heart. >> so you want to pick the top one, and go for a couple of others who are off of the beaten path, and everybody is going to want to pick the top ones, and so if you want to differentiate yourselves, it is hard to do. >> if you want the offset, pick the 11s over the sixes, because since 2010, the 11s have a winning record over the six seeds. >> 11 over 6, noted. >> i am coming after you, erica. >> duly noted. and now, president biden's message to the banking executives after the banking failures spark a looming crisis. all of this s next. your past expe rience can help you ...

I'm erica hill. >> i'm jim sciutto, and kate bolduan is going to join you are right after this break. your past expe rience can help you earn your degree faster and for less. i ththink i changed my mind about these glasses. yeah, it happens. that's why visionworks gives you 100 days to change your mind. it's simple. anything else i can hp you with? like what? visionworks. see the difference. the first time yousales reached 100k was also the fir time you hit this note... ( screams in joy) save 20% with the lowest transaction fees and keep more of what you make. with a partner that always puts y...