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Could be dangerous is a real danger sign. gas prices have gone up. we've seen these spikes before and they're definitely a problem as you described for small companies. i haven't been telling people, though, that it's time to really plan for the very worst. we'll see what the next few weeks hold, and if that's the case, you can see a significant rise in gas prices if things develop that could last for a very long time and that would be very bad news for small businesses and the entire u.s. economy. >> and, todd, what are you seeing from your vantage point? is this something small businesses sh...

Significantly in january. and then there's the lingering problem of high unemployment, not to mention state and local government budget and debt problems which may lead to massive layoffs. so, how are small businesses holding up? todd maceachen of the small business association, chad mutray of pinchfield consulting and analytics, the former chief economist for the small business administration's office of advocacy. alfred edmond is the multimedia he had or tore at large at black enterprise and cameron johnson is a entrepreneur and author. great to see all of you. todd, i want to ask you first,...

Getting loans but one of the reasons was they couldn't borrow against their homes because their homes are worth so much less. >> the home is a piggy bank, if you will, for all forms of borrowing and investing. that's going to be going on for a little while. we need to just accept that for at least the next few years. on the flip side, this is a great opportunity for small business owners that get serious about forecasting. again, you can't control energy on costs and those expenses but you can say, okay, well, suppose gas prices were at this level, how will we function? how will we organize ou...