S & T Bancorp Inc (STBA) Q4 2020 Earnings Call Transcript
Operator Good afternoon, ladies and gentlemen, and welcome to the S&T Bancorp, Inc. Fourth Quarter Earnings Conference Call. [Operator Instructions] It is now my pleasure to turn the floor over to your host, Mark Kochvar. Sir, the floor is yours. Mark Kochvar -- Senior Executive Vice President and Chief Financial Officer Thank you very much, and good afternoon, everyone. Thank you for participating in today's conference call. Before beginning the presentation, I want to take time to refer you to our statement about forward-looking statement and risk factors, which should be on the screen in ...
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