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2021 GREEN BOND REPORTCOMBINED REPORT FOR THE FOLLOWING TWO OUTSTANDING GREEN BONDS:•3.0% S$ 500 million (Singapore dollars) subordinated debt due 21 November 2029, callable 21 November 2024•3.317% C$ 600 million (Canadian dollars) subordinated debt due 9 May 2028, callable 9 May 2023In 2017, Manulife became the 1stglobal life insurer to issue a green bond1. This regular debt

United statesInternational capital market association green bond principlesParty opinionon the frameworkSustainability councilRenewable energyLeadership in energyEnergy efficiencyForest stewardship councilCapital markets association green bond principlesLeadership teamUnited nations environmental programmeGreen bond councilManagers associationProgramme for the endorsement of forest certificationClimate change working groupEnergy star