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03/15/21 Very Old Workers Comp Subrogation Claim – Loss Run Says Open – Why? A new blog and newsletter reader asked this question recently after reviewing their Loss Runs – we have a very old workers comp subrogation claim open after seven years – will that affect our Experience Mod – why is it not closed? Public Domain – Republic of Armenia $350,000 Claim Open – Let's Look at the Why Many Workers' Comp carriers leave the claim open as it generates a large number of claim notices that enable the adjuster to track the claim. When claims are closed, the notices sometimes do not ...

02/12/21 Upset Reader Says Experience Mod Increases – Loss Run Had No Changes One noticeable complaint tread from our article and newsletter readers recently comes from Experience Mod increases while their company's loss runs show no changes. Wikimedia Public Use License – Hellisp Many of them have become clients to have J&L examine their loss runs compared to the Experience Mod increases. By the way, WTR is a clean replacement for WTF. It is What's The Reserve? Two Quick Definitions Experience Modification Factor – (E-Mod or EMR or X-Mod) – the rating bureaus (WCIRB – Californ...