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HSBC has become the latest lender to cut mortgage rates amid predictions that more banks and building societies will follow suit in the coming weeks.
The UK's average two-year mortgage rate fell to 5.92% on Wednesday, according to Moneyfacts. Both Halifax and Leeds Building Society slashed deals earlier this week.
Many forces drive the housing crisis here, and the sky-high cost of construction is one of the most powerful.
Tax deals sent to committee
TSB has slashed the cost of its home loans by up to 0.35 percentage points from today.