Tier two vulnerabilities include:
Having no bank account
Third-party deductions from your benefit. These are deductions to pay things like fuel bill arrears, and certain ongoing costs
Being a refugee or asylum seeker
Having a history of rent arrears
Previous homelessness or living in supported accommodation
Disability
Recent bereavement
Having been in the armed forces
Not being in education, employment or training.
Universal Credit Alternative Payment Arrangement: An APA will be considered on a case-by-case basis (Image: GETTY)
When considering your eligibility for an APA, the Job Centre will consider whether to pay your housing costs directly to your landlord.