CFPB confirms overdraft is here to stay
The Consumer Financial Protection Bureau (CFPB) has proposed a rule to be effective October 1, 2025 (at the earliest) that would regulate overdraft
Source: cuinsight.com
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Community bank, loan marketplace pilot transaction-based underwriting
Texas National Bank in Mercedes, Texas, is testing how alternative data can improve the speed and accuracy with which it lends to its small-business customers.
Source: americanbanker.com
Innovation reflects immigration at Texas National Bank
The minority depository institution largely caters to Mexicans in the U.S. Their trust in smartphones and distrust of traditional banking has influenced its approach to developing digital tools.
Source: americanbanker.com
Overdraft Reform: Why Reducing or Eliminating Fees Isn't Enough
Reducing fees isn’t enough to change the overdraft game. More needs to be done to help consumers,, as they struggle.
Source: paymentsjournal.com
Overdraft and alternatives – Fair and responsible liquidity options
In this podcast, we hear from Christopher Leonard, CEO of Velocity Solutions about the many changes in the overdraft landscape. He shares ideas for how
Source: cuinsight.com