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NordVPN vs. CyberGhost - Cordcutting.com


NordVPN vs. CyberGhost
NordVPN vs CyberGhost
Starts at $2.25/mo
When experts like us discuss VPN providers, there are a few names that are sure to come up including NordVPN and CyberGhost. Both certainly deserve to be on any best VPN list, but there is less agreement about which provider NordVPN vs. CyberGhost has the better VPN.
Connected to CyberGhost VPN
We here at CordCutting.com don’t shy away from a challenge, and we love to answer the hard questions. We dug through the details of each service, carefully analyzing all the pros and cons so that we could help you decide whether NordVPN or CyberGhost was the better option for your VPN needs. If you’re ready to find the answer, all you have to do is read on. ....

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Don't contribute to your 2020 IRA until you read this


Don’t click that mouse.
Before you plunge your $6,000 annual limit into a “Roth” individual retirement account for 2020, stop for a second and look at some fresh data out of Boston College.
New research from the BC Center for Retirement Research finds that most of us don’t pay much in income tax once we’re retired. For at least 80% of the population the amounts are peanuts.
And that suggests that for most of us the “traditional” IRA is probably going to work out a better deal than the Roth option.
The IRS lets each of us save up to $6,000 a year in a tax-sheltered individual retirement account (there are, as always with the IRS, some mind-numbing little complications and caveats). If I choose a traditional IRA, I get a tax saving right away: For federal and state purposes, my taxable income this year is reduced by the amount of my contribution. Alas, when I withdraw the money in my golden years, it will count as taxable income, ....

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