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Catherine McQueen/Getty Images(NEW YORK) -- After a high-flying performance last year, the stock market has dropped at the outset of 2024. The turnabout has sent some investors looking for alternatives, including certificates of deposit, or CDs. A CD is a type of savings account that offers a fixed interest rate over a given period of time. If depositors remove their funds before their agreed-upon end date, however, they incur a penalty. Investor returns for CDs have soared over the past year in response to a near-historic series of interest rate hikes at the Federal Reserve. That trend has ma...

Catherine McQueen/Getty Images(NEW YORK) -- After a high-flying performance last year, the stock market has dropped at the outset of 2024. The turnabout has sent some investors looking for alternatives, including certificates of deposit, or CDs. A CD is a type of savings account that offers a fixed interest rate over a given period of time. If depositors remove their funds before their agreed-upon end date, however, they incur a penalty. Investor returns for CDs have soared over the past year in response to a near-historic series of interest rate hikes at the Federal Reserve. That trend has ma...

Catherine McQueen/Getty Images(NEW YORK) -- After a high-flying performance last year, the stock market has dropped at the outset of 2024. The turnabout has sent some investors looking for alternatives, including certificates of deposit, or CDs. A CD is a type of savings account that offers a fixed interest rate over a given period of time. If depositors remove their funds before their agreed-upon end date, however, they incur a penalty. Investor returns for CDs have soared over the past year in response to a near-historic series of interest rate hikes at the Federal Reserve. That trend has ma...

Catherine McQueen/Getty Images(NEW YORK) -- After a high-flying performance last year, the stock market has dropped at the outset of 2024. The turnabout has sent some investors looking for alternatives, including certificates of deposit, or CDs. A CD is a type of savings account that offers a fixed interest rate over a given period of time. If depositors remove their funds before their agreed-upon end date, however, they incur a penalty. Investor returns for CDs have soared over the past year in response to a near-historic series of interest rate hikes at the Federal Reserve. That trend has ma...

Catherine McQueen/Getty Images(NEW YORK) -- After a high-flying performance last year, the stock market has dropped at the outset of 2024. The turnabout has sent some investors looking for alternatives, including certificates of deposit, or CDs. A CD is a type of savings account that offers a fixed interest rate over a given period of time. If depositors remove their funds before their agreed-upon end date, however, they incur a penalty. Investor returns for CDs have soared over the past year in response to a near-historic series of interest rate hikes at the Federal Reserve. That trend has ma...