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Theres a lot of robust policy discussions about this and any potential changes but for the time being, or pending any changes, i think our expectation or our understanding is commencing in 2014, again, no with standing the possibility of changes at the federal or local level, employers would simply provide Health Insurance or contribute to the city option, those would be the two principle methods of complying with our local spending requirement. I see. So, talking about the 53 of employers who place restrictions on these accounts, then were talking abthese folks now going the route of insuranc...

Affords their workers reduced fee or free enrollment in healthy San Francisco program or for those who are not eligible for healthy San Francisco, a medical reimbursement account and we see that approximately 3 of all the expenditures under the employer spending requirement go toward that city option and then finally the third sort of category or bucket are these Reimbursement Program that is are typically administered by third parttys on behalf of employers and we see that in the range of 6 or 7 of the Overall Health care spending goes into those Health Reimbursement sketches and those are th...

Francisco . Yes, going the Health Insurance or contributing to the city option, the contribution tos the city option as has been indicated previously, the pool and the size of the healthy San Francisco problem, excuse me, the healthy San Francisco program is likely to be reduced and consequently, the contributions that employers make to the city option will be routed to medical reimbursement accounts that are administered by the city for individual employees, these are similar to frankly the Health Reimbursement accounts that are used widely today and administered privately, there are some dif...

Contribution tos the city option as has been indicated previously, the pool and the size of the healthy San Francisco problem, excuse me, the healthy San Francisco program is likely to be reduced and consequently, the contributions that employers make to the city option will be routed to medical reimbursement accounts that are administered by the city for individual employees, these are similar to frankly the Health Reimbursement accounts that are used widely today and administered privately, there are some difference, one of those which i think youre getting to is that the medical reimburseme...

Expenditures as has been alluded to earlier, a number of employers contribute directly to the city option which affords their workers reduced fee or free enrollment in healthy San Francisco program or for those who are not eligible for healthy San Francisco, a medical reimbursement account and we see that approximately 3 of all the expenditures under the employer spending requirement go toward that city option and then finally the third sort of category or bucket are these Reimbursement Program that is are typically administered by third parttys on behalf of employers and we see that in the ra...