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Budgeting won t solve all your problems. That s always been true and it s particularly true in 2021. Nearly 11 million Americans are unemployed, as reported last week by the Department of Labor, and out of 1,038 American adults, half of them experienced other financial setbacks, including seeing a decrease in income, taking on more debt, or drawing on emergency funds, per a November 2020 Credit Karma survey. ....

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