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Fake or �*ghost�* pensioners are a real problem in nigeria. and the adding fictitious names to the payroll is one of the ways money is stolen from government funds. sometimes, there are more fake pensioners than real ones. the state that cannot have more than 3,000, 4,000 pensioners, have 10,000. jerry uwah is a finance and businessjournalist, familiar with the problem of pension fraud. but he doesn't think the culprits are ordinary people like mrs ewa and mr 0gah. what happens is that somebody will add names of non—existent pensioners. that one goes to him — the people at the top. it'...

Covernor preferential pension laws. the governor is — preferential pension laws. iie: governor is entitled preferential pension laws. ti2 governor is entitled to preferential pension laws. ii2 governor is entitled to two houses, one in lagos, one in a location of his choice. that is what the law says. so, if the governor is greedy enough to demand a house here, by a land at $4 million per plot, then he is entitled to 300% of his basic pension, is entitled to four cars, replaced every four years. 1—man. and that is in some states. that is too much for 1—man. thousands of pensioners, three...

Because nigeria is run on a federal system, each state gets to decide a lot of its own laws, which is handy — if you run the state. like the former governor of zamfara state, abdul�*aziz yari, who sanctioned a lawjust two months before he retired, which would give him quite a pension. he's entitled to 10 million naira every month as �*overhead costs�* — overhead of what? nobody knows. he's entitled to 300% of his basic as pension. and yet, this man whose gratuity and entitlement has been paid immediately after he left office, there's 10 billion naira in pension arrears. so, although ...

Eventually repealed this law, but he's not the only ex—governor to benefit from preferential pension laws. like lagos did, the governor is entitled to two houses, one in lagos, one in abuja in a location of his choice. that's what the law says. so, if the governor is greedy enough to demand a house at banana island, buy a land there at $4 million per plot, then he's entitled to 300% of his basic as pension, he's entitled to four cars, replaced every four years. one man. and that's in some states. that is too much for one man. he's spoiling thousands of pensioners, three years of pensions tha...

Music? even though the music miaht music? even though the music might sound — music? even though the music might sound different, - music? even though the music might sound different, inside, | might sound different, inside, you have to have the same melody? yes, yes, yes. how does the melody go? and while it is something that clearly takes a lot of practice, i'm told in my case one hours should do it. this is what i have to wear? yes! yes. very good. ok. o, this is what i have to wear? yes! yes. very good. ok. a very ublic yes! yes. very good. ok. a very public training _ yes! yes. very goo...