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Senators Introduce Bipartisan Bill to Increase Retirement Plan Participation

Senators Introduce Bipartisan Bill to Increase Retirement Plan Participation
The Improving Access to Retirement Savings Act is intended to open MEPs to 403(b) plans and more small businesses.
Three US senators have introduced legislation they say would make improvements to existing laws to help more organizations and small businesses participate in retirement plans, including multiple employer plans (MEPs) and pooled employer plans (PEPs).
Sens. Chuck Grassley, R-Iowa; Maggie Hassan, D-New Hampshire; and James Lankford, R-Oklahoma, say the Improving Access to Retirement Savings Act would build off the Setting Every Community Up for Retirement Enhancement (SECURE) Act which was passed in late 2019 and help 403(b) plans, among other provisions. The legislation would allow 403(b)s to participate in MEPs. ....

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Trio of Senators Introduces Retirement Reform Bill

Trio of Senators Introduces Retirement Reform Bill
The Improving Access to Retirement Savings Act parallels, but does not exactly match, the Securing a Strong Retirement Act, a piece of legislation which was recently advanced out of committee in the House of Representatives.
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A bipartisan trio of senators has introduced a bill called the Improving Access to Retirement Savings Act, which, among other goals, would extend new retirement plan choices to nonprofit groups and expand/clarify incentives to encourage small businesses to offer plans to their employees.
The legislation parallels, but does not exactly match, the Securing a Strong Retirement Act, a piece of legislation which was recently introduced in the House of Representatives and which received a unanimous affirmative vote from the House Ways and Means Committee. Lawmakers in the House have taken to calling that bill “SECURE 2.0,” recognizing how it builds on the Setting Every Community Up fo ....

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Complementary 'SECURE 2.0' Legislation Introduced in Senate

Complementary 'SECURE 2.0' Legislation Introduced in Senate
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Julie Jason: New retirement legislation has plenty of positives

I’m always in favor of encouraging saving for retirement, and one avenue for. ....

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SECURE Act basics: What everyone should know

Mark E. Engberg
Mark E. Engberg
We live in an ever-changing financial landscape, and staying on top of things can be difficult.
Your financial professional can be a key partner in understanding how new laws and changes in tax policies can impact your retirement saving and investments.
In late 2019, the government passed the Setting Every Community Up for Retirement Enhancement Act, which could benefit retirees and retirement savers, as well as parents and college students. Here are six key changes, and what they could mean for you.
1. RMDs kick in at 72: IRS-mandated required minimum distributions from tax-deferred retirement accounts now begin at age 72 instead of 70½. ....

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