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Why Higher Premiums Should Not Stop Smokers From Buying Term Insurance Covers


Why higher premiums should not stop smokers from buying term insurance covers
Given the alarmingly high mortality rate amongst smokers, life insurers charge substantially high insurance premiums
December 25, 2020 / 11:18 AM IST
In the midst of COVID-19’s toll lies yet another alarming statistic. Around 8 million die every year due to tobacco consumption. According to the World Health Organisation (WHO), of these, over 7 million are linked to direct tobacco use, while nearly 1.2 million can be traced to second-hand smoke that non-smokers are exposed to. India’s Health Ministry statistics put the country’s tobacco-related deaths at close to 1.3 million a year.
While COVID-19 has pushed many to buy health insurance policies and term insurance covers, did you know that if you are smoker, your premiums can be around 70 percent higher? ....

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Deutsche Moral: Kätzchen, Knöllchen, Krustentiere - Kolumne von Thomas Fischer

Deutsche Moral: Kätzchen, Knöllchen, Krustentiere - Kolumne von Thomas Fischer
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