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O'Neill Patient: Mortgage Guarantee Scheme will boost housing market

The Mortgage Guarantee Scheme will boost the housing market according to Andy Scaife, chief executive of O’Neill Patient.
During the Budget, the government confirmed the creation of a Mortgage Guarantee Scheme, which is designed to encourage lenders to lend at 95% LTV.
Scaife believes this scheme is a better option to stamp duty, as he believes it is a long-term solution rather than a short-term fix.
He said: “Of course, no-one wants to see a sharp drop in housing transactions following the end of the stamp duty holiday; and this 95% mortgage guarantee will be a good way to keep the market steady and help those with small deposits.

Andy-scaife , Mortgage-guarantee-scheme , Buy-equity-loan , ஆண்டி-ஸ்கைஃப் , அடமானம்-உத்தரவாதம்-திட்டம் , வாங்க-பங்கு-கடன் ,

Industry reacts to rumoured SDLT extension | Mortgage Introducer

Speaking to the
Daily Telegraph, Sunak said: “A lot of people would be caught in the completion trap if the holiday were to end when it is due to.”
Rightmove estimates that if the deadline is extended by six weeks, between 120,000 and 160,000 additional property transactions in England could benefit from the tax saving.
In addition, the extension would mean the vast majority of sales that were agreed by the end of 2020 would complete in time to save on stamp duty.
There are an estimated 412,000 sales still currently in the legal process that were agreed last year across Great Britain.
Tim Bannister, property expert at Rightmove, said: “We know the stamp duty holiday was intended as a temporary stimulus for the market, but the delays we’ve seen in the home-moving process have been through no fault of the buyers and sellers who agreed a sale last year and who are now desperately trying to get their deals over the line.

United-kingdom , Great-britain , Vic-jannels , Andy-scaife , Tim-bannister , Chancellor-rishi-sunak , Daily-telegraph , O-neill-patient , ஒன்றுபட்டது-கிஂக்டம் , நன்று-பிரிட்டன் , ஆண்டி-ஸ்கைஃப்

O'Neill Patient ranked #98 in The Lawyer Top 100

Arthur Sants and Matt Byrne writing in
The Lawyer’s daily newsletter Horizon said: “Behold, a firm with a higher RPL than Slaughters. ONP’s RPL is £1.74m. That is almost double Slaughter and May’s £935,000 and £1m or more ahead of Freshfields (£782,000), Clifford Chance (£725,000), Allen & Overy (A&O, £692,000) and Linklaters (£665,000).
“How come? Simple. ONP is a non-traditional firm. It relies on technology and paralegals to streamline the conveyancing process. Conveyancing has been one of the first areas of legal work to be successfully automated due to the relatively simple and repeatable nature of the work. ONP has capitalised on this, generating 60% growth over the last five years from £19.4m to £31m.”

United-kingdom , Stockport , Andy-scaife , Matt-byrne , Alliance-limited , Oneill-patient , Linklaters , Clifford-chance , Cavendish-legal-group , Conveyancing-alliance-limited , ஒன்றுபட்டது-கிஂக்டம் , ஸ்டாக்‌போர்ட்

O'Neill Patient: Government needs to take common sense approach

Conveyancing firm O’Neill Patient is calling on the government to take a common sense approach to the stamp duty holiday deadline in March.
The Treasury recently revealed that it does not intend to extend the 31 March deadline for the stamp duty holiday.
The firm suggests that if not, many people will be disappointed when their transaction fails to complete in time as the market is “overheating”.
Andy Scaife, chief executive at O’Neill Patient, said: “Our concern is that the people in government making this decision do not at all appreciate the logistics around meeting this deadline and the fact that as it stands, many people will be disappointed when their transaction fails to complete in time as the market is over-heating.

Andy-scaife , O-neill-patient , ஆண்டி-ஸ்கைஃப் , ஓ-நீல்-நோயாளி ,