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But Is It A Loan? | Allen Matkins

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Earlier this week, California Department of Financial Protection & Innovation announced that it had entered into memorandums [sic] of understanding with five earned wage access companies. If you haven t heard of a earned wage access company until now, the DFPI s press release explains that these companies give employees access to wages they have earned but haven’t yet received through their employer payroll, a service that providers say can help employees pay their bills on time or cover unexpected expenses without overdraft charges or credit card fees, and can be an alternative to payday lending . According to the MOUs, employees do not get an advance of the full gross amount of their earned wages. Rather, employees receive a limited to a portion thereof . ....

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But Is It A Loan? Asks DPFI

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United States , Company To California , California Department Of Financial Protection Innovation , California Department , Financial Protection , Financing Law , California Licensing Law , Why Is Memoranda Plural And Agenda , ஒன்றுபட்டது மாநிலங்களில் , நிறுவனம் க்கு கலிஃபோர்னியா , கலிஃபோர்னியா துறை ஆஃப் நிதி ப்ரொடெக்ஶந் கண்டுபிடிப்பு , கலிஃபோர்னியா துறை , நிதி ப்ரொடெக்ஶந் , நிதி சட்டம் , கலிஃபோர்னியா உரிமம் சட்டம் ,