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2 Stocks That Could Make You Rich

It's time to jump on these top stocks before they explode. ....

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Factors that impact your home insurance rate

Factors that impact your home insurance rate
Bankrate
1 hr ago
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The average premium for homeowners insurance in the U.S. is $1,312 per year. However, homeowners are likely to see a large variance in state averages. For example, in Oklahoma, you might have an annual premium of $3,519, while in Hawaii, you may only see premiums averaging around $376 per year. So what impacts home insurance rates? Every insurer assesses the risk of underwriting a particular home, which includes estimating the number of claims that will likely be paid.
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Weather is just one of the factors that affect home insurance rates. Oklahoma, in the heart of Tornado Alley, is a high-risk state that faces higher average premiums. However, other locations, like Hawaii, may not face as many or the same significant threats from natural disasters. But while the likelihood of catastrophic natural dis ....

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Less Stress, More Money: How to Pull Off Your Dream Retirement

Less Stress, More Money: How to Pull Off Your Dream Retirement
Maurie Backman
Many seniors enter retirement and wind up miserable early on. The reason? Money worries.
Adjusting to a fixed income is no easy feat, and a lot of older Americans wind up struggling financially when they realize just how expensive retirement is. If you d rather avoid that fate and instead coast through your senior years, here are three important moves to make.
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1. Research your costs
It s easy to assume that your living expenses will largely stay the same once you leave the workforce, especially if you plan to maintain a similar lifestyle to the one you re used to. But you may be forgetting one key expense: healthcare. It s the one thing that s likely to cost much more as you age, and knowing what to expect can help you avoid unpleasant financial surprises. ....

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3 Surprising Pitfalls of Working During Retirement

3 Surprising Pitfalls of Working During Retirement
Maurie Backman
© Provided by The Motley Fool
3 Surprising Pitfalls of Working During Retirement
There are plenty of good reasons to hold down a job in retirement. Not only can working provide extra income and thereby compensate for a lower retirement plan balance, but it can also serve as entertainment. Many people find it difficult to go from a full-time work schedule to having no place to be all week. Working in some capacity could help structure your days and give you an activity that earns you money instead of requiring you to spend it. ....

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3 Great Reasons to Take Social Security Benefits at 62

3 Great Reasons to Take Social Security Benefits at 62
Maurie Backman
© Provided by The Motley Fool
3 Great Reasons to Take Social Security Benefits at 62
The Social Security Administration allows you sign up for benefits beginning at age 62, and not surprisingly, that happens to be the most popular age for seniors to file. But there s a downside to claiming Social Security at 62 if you sign up then, you ll lower your monthly benefits for life.
You re entitled to your full monthly Social Security benefit, based on your personal wage history, once you reach full retirement age, or FRA. FRA is either 66, 67, or 66 and a specific number of months, depending on the year you were born. For each month you claim benefits ahead of FRA, they ll be reduced on a permanent basis. But in spite of that, here are a few solid reasons to sign up for Social Security as soon as you possibly can. ....

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