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Ask Rusty – When Should I Claim My Survivor Benefit?

Ask Rusty – When Should I Claim My Survivor Benefit?
National Social Security Advisor at the AMAC Foundation
SPECIAL TO DEVILS LAKE JOURNAL USA TODAY NETWORK
Dear Rusty: My wife passed away in 2014. I m 60 years old and have been retired since August 2020. I know I m entitled to survivor benefits, but my question relates to when to file for them. To say the information online is confusing is an understatement. Some background. My wife was born in 1960 and would have turned 62 next year. I was born in 1960 and turned 60 this past April. I do not plan on taking my SS until age 67 (I could wait until age 70 if it is more beneficial). I have not remarried. When should I file for survivor benefits to maximize the benefit? Signed: Surviving Husband ....

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Ask Rusty – Can I Get a Higher Benefit Now Because I'm Older?

Ask Rusty – Can I Get a Higher Benefit Now Because I'm Older?
devilslakejournal.com - get the latest breaking news, showbiz & celebrity photos, sport news & rumours, viral videos and top stories from devilslakejournal.com Daily Mail and Mail on Sunday newspapers.

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Ask Rusty – My Social Security Card Is Incorrect – What Should I Do?

Ask Rusty – My Social Security Card Is Incorrect – What Should I Do?
Devils Lake Journal
Dear Rusty: My sister and I have the same first and last names but are distinguished by our “middle” names. Our last name consists of two family names, which gives us both four, with only our middle names unique. We received two Social Security cards with the same name (middle name excluded), each with a unique number, but with our last name misspelled. So, my questions are:
· Is it okay that our last name is misspelled?
I called Social Security and was told to make an appointment online, which I tried but could not because it wouldn’t accept my last name. I don’t know what to do now and hope you can advise me. Signed: Confused Sister ....

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Ask Rusty – Will My Widow's Benefit Replace My Own SS?

Ask Rusty – Will My Widow’s Benefit Replace My Own SS?
AMAC Certified Social Security Advisor for Association of Mature American Citizens
Dear Rusty: My husband is 76, retired for 4 years, and receiving Social Security. I am only 59 and still working. We are both in good health and I’d like to think we still have many years to enjoy retirement. My question: Is it true that if I start SS at 62, I can switch to my husband’s SS when he passes? If this is true (and his amount is slightly higher than my FRA amount), wouldn’t it make sense for me to begin collecting at 62? Signed: Younger Spouse ....

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Ask Rusty: Does paying FICA Tax Now increase my benefit?

Ask Rusty: Does paying FICA Tax Now increase my benefit?
devilslakejournal.com - get the latest breaking news, showbiz & celebrity photos, sport news & rumours, viral videos and top stories from devilslakejournal.com Daily Mail and Mail on Sunday newspapers.

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