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UK contactless card payments limit: FCA consults on increase
In a COVID-19 update on mortgages, consumer credit, banking and payments, the UK Financial Conduct Authority (FCA) announced that it intends to consult on increasing the spending limit for contactless card payments from £45 to £100.
The FCA notes that, since the limit for contactless card payments was raised to £45 in April 2020 at the start of the pandemic, people are increasingly making use of contactless payments. It states that it is important that payments regulation keeps pace with consumer and merchant expectations. Therefore, as part of a wider consultation, the FCA will shortly be seeking views on amending its rules to allow for a possible increase in the contactless limit to £100. This consultation has subsequently been published in FCA CP21/3; the consultation period on the proposals relating to contactless is 24 February 2021. ....

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