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Looking for good returns? Invest in THESE 3 government scheme: Check features, benefits here


Highlights
The investments can be done with as little as Rs 250 and with multiples of Rs 150 and an annual cap of Rs 1,50,000 in a financial year.
The Senior Citizens Savings Scheme (SCSS) provides security to retired employees who want an assured return.
The PPF account can be opened with a minimum amount of Rs 500 and the maximum can go up to Rs 1.5 lakh with a maturity period of 15 years.
There are several government schemes that are worthy of investment and with the Modi government promising to not reduce the interest rates of saving schemes, there is icing on the cake for the employees. ....

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How to save for children's studies without sacrificing on retirement plans


How to save for children’s studies without sacrificing on retirement plans
There is a need to prioritise long-term money goals
Vasan wanted to plan for his retirement along with few of his other goals. He is aged 41 and his wife, Radhika, aged 35. They have two kids, Sadhana (10) and Sanjay (5). Family income and expenses disclosed during the meeting are as follows:
His top priorities are to build corpus for kids’ education and provide for a peaceful retirement. Though his income is high, he was not able to save regularly due to medical expenses for his parents and other family members over the years. He is living in Bangalore and wants to relocate to Chennai post retirement. He is living in an expensive rented house. He wants to continue living at the same locality with high rent as he feels, moving to another locality would eventually increase school expenses. He is keen to build a kitty for the purpose of loan down payment for a house in Chennai. ....

Tamil Nadu , Sukanya Samriddhi Scheme , Chamomile Investment Consultants , தமிழ் நாடு , சுகன்யா சாமிரிட்தி திட்டம் , கெமோமில் முதலீடு ஆலோசகர்கள் ,