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Deposit dilemma


Deposit dilemma
Are you worried about negative returns, flat interest rates? Here s how to get more out of fixed deposits
Adhil Shetty
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Published 07.06.21, 12:13 AM
On Friday, the Reserve Bank of India decided to keep policy rates unchanged. It is the sixth straight time they have done so. Rarely does the central bank put a pause on policy rates for so long something it has done to accommodate economic revival.
Policy rates impact lending and deposit rates in the country. While paused rates keep loans cheap, they also lower the returns on bank deposits. This hurts anyone reliant on fixed income from interest-generating instruments such as fixed deposits. ....

National Savings Certificate , Reserve Bank , Senior Citizens Savings Scheme , தேசிய சேமிப்பு சிஇஆர்டிஐஎஃப்ஐசிஏடிஇ , இருப்பு வங்கி , மூத்தவர் குடிமக்கள் சேமிப்பு திட்டம் ,

Small savings may be rewarding


Small savings may be rewarding
Updated:
Updated:
May 23, 2021 21:42 IST
With the possibility of a downward revision in rates looming, it’s time to consider your options here
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With the possibility of a downward revision in rates looming, it’s time to consider your options here
We are all aware of the flurry of activity that happened at the start of the current financial year: interest rates on Small Savings Schemes, of which the Post Office Schemes are a part, were reduced drastically through a government notification, on March 31.
The very next day, the order was withdrawn and the erstwhile rates were maintained. ....

Vikas Patra , Office Term , Office Savings Deposit , National Savings Certificate , Public Provident Fund , Office Schemes , Small Savings Schemes , Post Office Schemes , Monthly Income Scheme , Government Security , Senior Citizens Savings Scheme , Post Office Savings Deposit , Provident Fund , Recurring Deposit Account , Kisan Vikas Patra , Citizen Savings Scheme , Sukanya Samriddhi Account Scheme , Savings Certificate , Term Deposits , Small Savings , விகாஸ் பத்ரா , அலுவலகம் கால , அலுவலகம் சேமிப்பு வைப்பு , தேசிய சேமிப்பு சிஇஆர்டிஐஎஃப்ஐசிஏடிஇ , பொது வருங்கால நிதி , அலுவலகம் திட்டங்கள் ,