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Are Les and Violet on track for a secure retirement with their ambitious spending goals?

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British Columbia , Wesley Fong , Financial Facelift , Canada Pension Plan , Old Age Security , Home Buyer Plan , Canada Education Savings , பிரிட்டிஷ் கொலம்பியா , வெஸ்லி பொங் , நிதி ஃபேஸ்லிஃப்ட் , கனடா ஓய்வூதியம் திட்டம் , பழையது வாழ்நாள் பாதுகாப்பு , வீடு வாங்குபவர் திட்டம் , கனடா கல்வி சேமிப்பு ,

Can Bernadette help her children buy homes of their own without jeopardizing her retirement goals?


The Globe and Mail
Published February 19, 2021
Fred Lum/The Globe and Mail
Bernadette’s life has changed in a heartbeat, leaving her uncertain about where she stands financially. “As my husband passed away suddenly last year at age 59, I probably could use some advice as to how best to plan my future,” Bernadette writes in an e-mail. She is age 63 and earns $64,000 a year working in the travel industry. She gets $490 a month from the Canada Pension Plan survivor’s benefit. Her two children, who are in their early 20s and still living at home, give her money each month for groceries. ....

Warren Mackenzie , Fred Lum , Canada Pension Plan , Greater Toronto Area , Optimize Wealth Management , Old Age Security , Personal Finance , Financial Facelift , Bernadette Financial Facelift , Investing Advice , Retirement Advice , வாரன் மெக்கன்சி , ஃப்ரெட் லம் , கனடா ஓய்வூதியம் திட்டம் , அதிகமானது டொராண்டோ பரப்பளவு , மேம்படுத்த செல்வம் மேலாண்மை , பழையது வாழ்நாள் பாதுகாப்பு , தனிப்பட்ட நிதி , நிதி ஃபேஸ்லிஃப்ட் , பெர்னாடெட் நிதி ஃபேஸ்லிஃப்ட் ,

Student wants to start socially responsible investing with her savings


The Globe and Mail
Published February 5, 2021
Fred Lum/The Globe and Mail
Just 20, Laura already has a clear idea of what she wants when it comes to education and finances. “I will complete my undergraduate degree this year with no debt and would really like some guidance on how to build an ethical-sustainable investment portfolio,” Laura writes in an e-mail. “As a university student who works part-time but also has financial support from my parents, I recognize that I may not necessarily fit the target demographic [for a Financial Facelift],” Laura writes. “That being said, I think it would be really helpful for younger readers to understand how they might start investing and how to best prepare for financial independence.” ....

United Kingdom , City Of , Fred Lum , Barbara Knoblach , Harvard Kennedy School , Master In Business Administration Public , Canada Revenue Agency , Money Coaches Canada , Public Policy , Stock Market , Ethically Sustainable Portfolio , Investment Portfolio , Financial Facelift , ஒன்றுபட்டது கிஂக்டம் , நகரம் ஆஃப் , ஃப்ரெட் லம் , ஹார்வர்ட் கெந்நெடீ பள்ளி , பணம் பயிற்சியாளர்கள் கனடா , பொது பாலிஸீ , ஸ்டாக் சந்தை , நெறிமுறையாக நிலையான போர்ட்‌ஃபோலீயோ , முதலீடு போர்ட்‌ஃபோலீயோ , நிதி ஃபேஸ்லிஃப்ட் ,

How much should Lucy and Lance save to live comfortably and pay for care in later life?


The Globe and Mail
How much should Lucy and Lance save to live comfortably and pay for care in later life?
Published January 1, 2021
Galit Rodan/The Globe and Mail
Lucy and Lance have substantial savings, a mortgage-free house in the Toronto area and no children. With most of their net worth tied up in their $2-million house, and no defined-benefit pensions, they wonder how much of their savings they’ll need to live comfortably and perhaps pay for nursing home care when they are old. The rest they want to give to charity now while they are living rather than later in their wills. ....

Warren Mackenzie , Galit Rodan , Canada Gives Foundation , Optimize Wealth Management , Canada Pension Plan , Old Age Security , Canada Gives , Financial Facelift , Financial Advice , Covid 19 Pandemic , Coronavirus Canada , வாரன் மெக்கன்சி , கனடா கொடுக்கிறது அடித்தளம் , மேம்படுத்த செல்வம் மேலாண்மை , கனடா ஓய்வூதியம் திட்டம் , பழையது வாழ்நாள் பாதுகாப்பு , கனடா கொடுக்கிறது , நிதி ஃபேஸ்லிஃப்ட் ,