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Surprises lurking in your insurance policies


Naicker learned a thing or two, and her experience is one we can all learn from.
Criminal checks: I would be furious if an insurer wanted to do a criminal check on me. But that’s what the insurer did on her. People are often surprised to learn that the insurance contracts they signed obligate them to co-operate with insurers’ investigations. This includes providing material they ask for like bank statements, and health records, and agreeing to things like police checks.
David White/Stuff
Sheleshni Naicker’s experience gives an insight into some of the powers insurers reserve in their contracts, and some of the limitations of the laws governing them. ....

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EQC 10 years after the 2011 earthquake: Has it transformed or only been tweaked?


KIRK HARGREAVES/Stuff
Aranui home owner Dot Boyd, 85, finally got some attention from EQC when her case was highlighted in Parliament.
EQC has been a byword for incompetence and chaos for most of the 10 years after the Canterbury earthquakes. Under a new board, new rules and a new chief executive, a chastened EQC hopes to do better in the next major catastrophe. MARTIN VAN BEYNEN reports.
The Earthquake Commission’s annual report was off to the printers when there was a sudden development. On September 4, 2010, Canterbury was hit by a magnitude 7.1 earthquake causing widespread and profound damage to structures and land. ....

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