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Managing your money like a f*cking grown-up in the time...


According to Sam Beckbessinger, a finance expert and author of
Manage Your Money like a F cking Grownup: The Best Money Advice You Never Got, the first step to wrangling in your finances is having accurate data about what you’re spending your money on. 
“Install an app like 22seven or get a spreadsheet. Whatever you do, start tracking where your money is going every month,” said Beckbessinger. 
She sat down for a
Daily Maverick webinar on Wednesday with
Business Maverick journalist Ray Mahlaka. 

22seven is a free local app from Old Mutual that helps you budget and invest your money. Similar free apps are moneysmart and My Financial Life from Nedbank.  ....

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Asheville Habitat for Humanity accepting applications for homeownership programs


Asheville Habitat for Humanity accepting applications for homeownership programs
elisfkc2 / Flickr / CC BY-SA 2.0
    ASHEVILLE, N.C. (WLOS) The Asheville Habitat for Humanity is now accepting applications for their homeownership programs.
Nearly half of local renters pay more than 30% of their income on rent, and 20% pay more than half of their income on housing. And now, between pandemic-related job loss and reduction, an influx of out-of-town buyers, a limited supply of affordable homes, and a looming eviction crisis, affordable housing is needed more than ever.
Though in-person Information Sessions have been suspended due to Covid-19, those interested can watch a short video overview of the program at ashevillehabitat.org and download an application. For specific questions contact apply@ashevillehabitat.org or call 828-554-3032. ....

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Planning to retire? Here are some tips to manage your finances the right way after retirement


Updated Jan 13, 2021 | 07:05 IST
Avenues such as fixed deposits (FD), mutual funds, small savings schemes such as Senior Citizens Savings Schemes etc are some of the preferred investment options for the retired.
Planning to retire? Here are some tips to manage your finances the right way after retirement (File photo).  |  Photo Credit: BCCL
Of all financial goals, planning for retirement is clearly the most important because you may cease to have a regular income once you hang your boots. It may also not be enough to simply accumulate a retirement corpus. You must also proactively manage this money. You have to maximise returns, minimise risks, and ensure your retirement fund doesn’t exhaust in your lifetime. Thus, managing your finances after retirement is as important as managing your finances for retirement. Here a few tips to do so. ....

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