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Municipal Employees Credit Union of Baltimore Review 2021


Very low APY if you don t meet requirements
Minority-led credit union with nine branches in Maryland (Baltimore, Catonsville, Dundalk, Pikesville, Randallstown)
5,000 shared branches in the CO-OP network
Earn high interest rates when you link RealSaver to either a CashBack Checking or RewardChecking account; linked checking account must have at least 12 debit card transactions, have at least one direct deposit, and enroll in e-statements to earn the high rate for that month
Earn 0.75% on balances up to $20,000 when requirements are met, and 0.15% on balances over $20,000
Earn 0.05% on all balances on months when requirements are not met
Interest compounded monthly, paid monthly ....

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Cash back debit cards: Are they worth it?


Cash back debit cards: Are they worth it?
Bankrate
1/20/2021
© Cavan Images/Cavan/Getty Images
Paying for home decor purchase with card with masks on
Debit cards make it easy to pay for purchases directly from your checking account, but that doesn t mean they are worry-free. First off, paying with a debit card leaves you with more liability for fraudulent purchases when compared to credit cards. Not only that, but debit cards are light on perks, whereas cash back credit cards often come with benefits like extended warranties, guaranteed returns or purchase protection against damage or theft.
Still, some debit cards are definitely better than others, and there are even a handful of cash back debit cards to choose from. If you re on the fence about earning debit card rewards or choosing another payment method, you should arm yourself with information before you decide. ....

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