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The consumer group surveyed 2,000 people and found two-fifths thought insurance would cover them if a national lockdown meant the event could not go ahead as planned, while a third thought it would pay out if the event could not go ahead due to a local lockdown.
A quarter thought they would be covered if they were told to self-isolate by the NHS test-and-trace app.
However, in all of these cases ticket holders should be refunded regardless of whether they bought insurance.
For occasions where government advice is in place telling people not to travel outside their local area, and that means they cannot attend an event, the rules are less clear and customers may not automatically be entitled to a refund. ....

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