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Coastal News Today | NY - Water, water everywhere: Protecting NYC from rising sea waters demands redrawing flood maps


This explosion of growth has left many thousands of New Yorkers vulnerable to major risk and potential financial ruin from flood events, which are becoming more frequent and more extreme with a changing climate.
Before we continue, we have to answer an urgent question: Why are New Yorkers unaware that this development took place in such potentially dangerous areas, and would they really want their tax dollars and public policies to perpetuate the practice?
America’s flood risk is largely defined by the Federal Emergency Management Agency (FEMA) working in concert with local authorities. The resulting flood maps are used by everyone from homeowners, to bankers and insurers, to local governments to try to understand their flood risk exposure. The National Flood Insurance Reform Act of 1994 dictates that these maps should be updated every five years, but they are often out of date, and can be difficult to interpret for an individual property. Subsequent attempts at reform b ....

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Study: Floridians in Flood Zones Underpaying for Flood Insurance by Average of 379%


Study: Floridians in Flood Zones Underpaying for Flood Insurance by Average of 379%
If you live in Florida, you should probably be paying more for flood insurance. And you likely will be soon.
That first finding is the conclusion of a new analysis by First Street Foundation, a nonprofit research group focused on climate impacts on property value, which found that the majority of Floridians face a higher flood risk than their insurance costs would indicate.
The second prediction comes because the National Flood Insurance Program is rolling out a new way of pricing flood insurance later this year. Experts expect it will lead to higher rates for homeowners in flood-prone places like Florida. Potentially, a lot higher in some places. ....

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