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Woman says Discover Bank harassed her

PRINCETON A Princeton woman is suing Discover Bank alleging that it harassed her with debt collection tactics.
Laura Baldwin claims she became in arrears upon an alleged indebtedness to Discovery Bank and the defendant began to engage in collection attempts, according to a complaint filed in Mercer Circuit Court.
Baldwin claims on Feb. 6, 2020, she called Discovery and informed them she could not pay the debt and to stop calling her cell phone, however, the defendant continued to call her.
The defendant caused Baldwin to suffer mental and emotional pain, anguish, humiliation, embarrassment and harassment, according to the suit.
Baldwin claims the defendant violated the West Virginia Consumer Credit and Protection Act and the Telephone Consumer Protection Act. She claims after informing Discover that she could not pay the debt, the phone calls should have stopped. ....

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Woman says Fluent Home violated Fair Credit Reporting Act

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PINEVILLE A woman is suing Fluent Home for violating the Fair Credit Reporting Act and causing her damages.
The Bank of Missouri, which is doing business as Fortiva Retail Credit, was also named as a defendant in the suit.
Hilma Stover, an 80-year-old widow, was solicited on Oct. 12 by Larry Araiza, a salesman for Fluent Home, regarding a home security system and obtained a $40 activation fee from her, but did not provide her with any documentation, according to a complaint filed in Wyoming Circuit Court.
Stover claims when the installer arrived, the work was performed unsatisfactorily and Stove called Araiza to cancel the service, but when she did so he yelled at her and she advised him that she would keep the equipment safely stored until he could retrieve it, but Araiza never did and, instead, she received notice from Fortiva that she had been approved for a credit card that had a balance of more than $1,000. ....

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02-02-21 – Sheridan Media

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