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IDBI Bank’s retail portfolio should always be above 55% but in any case, 60% will be preferable, says
IDBI Bank.
Now that you are out of the PCA framework, what kind of opportunities does it really open for you as a bank?
First of all, I am quite optimistic that coming out of the PCA framework will unlock many opportunities for us. It should be business as usual now. Now we would be able to do business as per the policies approved by the board. In the previous years, when we were also doing a little bit of development banking business, we were quite aggressive on infrastructure and power companies. Now we will be careful and take only selective business. So focus will continue to be on retail but it will help us improve our revenue which was declining over a period of time. Despite better performance and despite increase in operating profit, our efficiency ratios were not improving to that extent. ....

Rakesh Sharma , Supreme Court , Idbi Bank , Idbi Bank Ltd , Private Banking House , Co Vid , Pca Framework , Et Now , Stock Market , Government Of India , ராகேஷ் ஷர்மா , உச்ச நீதிமன்றம் , இட்பி வங்கி , இட்பி வங்கி லிமிடெட் , ப்ரைவேட் வங்கி வீடு , இணை வித் , ப்ஃப கட்டமைப்பு , மற்றும் பலர் இப்போது , ஸ்டாக் சந்தை , அரசு ஆஃப் இந்தியா ,