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What's Next for Paycheck Protection Program Borrowers?

Tuesday, December 15, 2020
SBA and U.S. Treasury Issue Additional Guidance for Businesses Applying for Loan Forgiveness
For those who received loans as part of the Paycheck Protection Program (PPP), this past October and November marked the end of the 24-week covered period. Over the last several weeks, the Small Business Administration (SBA) along with the U.S. Treasury Department have issued additional guidance and clarification surrounding the forgiveness process and the forgiveness application.
This update is intended to highlight key guidance areas issued recently to help borrowers with their forgiveness applications. As with other aspects of the PPP, guidance on the forgiveness portion of the PPP is constantly evolving and additional information may become available. ....

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Why You May Want to Wait to File for PPP Loan Forgiveness and Other Tips - Update #6 | Schwabe, Williamson & Wyatt PC

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Most Paycheck Protection Program (“PPP”) borrowers are working toward full forgiveness of their PPP loans and are anxious to get this process started. A borrower generally may submit a loan forgiveness application any time on or before the maturity of the loan including before the end of the covered period if the borrower has used all of the loan proceeds. But that does not mean a borrower should submit a loan forgiveness application as soon as possible. There are many considerations you should take into account when deciding when to submit forgiveness applications to the lender. Patience and adequate preparation might be more than just virtues in the PPP loan forgiveness context; they might lead to financial benefits for borrowers as well. This article discusses the timing considerations and other items that might affect a borrower’s decision to submit the loan forgiveness application to its lender. ....

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Spectators watch from a bridge in Titusville, Fla., as SpaceX Falcon 9 lifts off with NASA astronauts Doug Hurley and Bob Behnken in the Dragon crew capsule, Saturday, May 30, 2020, from the Kennedy Space Center at Cape Canaveral, Fla. The two astronauts are on the SpaceX test flight to the International Space Station. For the first time in nearly a decade, astronauts blasted toward orbit aboard an American rocket from American soil, a first for a private company. (AP Photo/Charlie Riedel)Charlie Riedel, STF / Associated Press
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