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As APS launches its first TV campaign in a decade, CEO Marcel Cassar underlines why now – even more than ever – the bank is dedicated to providing s ....
The digitisation of the insurance industry has began with the launch of the first digital-first insurance company IVALIFE Insurance Limited is a new digital first, technology-driven life insurance company forging its own unique path within the life insurance sector, providing a range of smart life insurance products tailored to both individual and group needs. Conceived by four respected players operating mainly in the financial services industry, namely APS Bank p.l.c., Atlas Insurance PCC Ltd., GasanMamo Insurance Ltd. and MaltaPost p.l.c., who, together identified a gap in the market for a digitally led, multi-channel approach to life insurance. ....
APS Group registered pre-tax profits of €15.8 million in 2020, down from €26.8 million one year earlier. The result - a 41 per cent year-on-year decline – came as increases in the group’s operating expenses (up 15.8 per cent to €35.2m) outpaced growth in net interest income, which rose by 9.4 per cent to reach €48.9 million. The vast majority of the group’s 2020 pre-tax profits – €15.5 million – came from APS Bank. The bank’s profits were down 28 per cent from the previous year, when it booked pre-tax profits of €21.6 million. Group total assets were up by €252 million or 11.6 per cent over the year to reach €2.4 billion. Lending activity rose by 13.8 per cnet to reach €1.8 billion, with over 60 per cent of growth coming from households and mortgage financing. ....