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Interest rates: Good news for Britons as 'enticing' Bond launched with 3.5 percent return | Personal Finance | Finance

“But it is worth keeping in mind that returns are not guaranteed and their deposit would not be protected under the Financial Services Compensation Scheme (FSCS).
“It’s great to see support for tackling climate change and in a low interest rate environment there may well be savers looking towards alternative ways to grow their savings pot.
“However, it is important investors understand their attitude to risk before they commit.
“Innovative Finance ISAs allow savers to invest using peer-to-peer and earn interest, which is tax-free under the ISA wrapper.
“However, as their capital is at risk, seeking advice would be wise as they are lending out their cash via peer-to-peer for an interest return.” ....

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Investment: Britons urged to rebalance their portfolio - 'you could do really well' | Personal Finance | Finance

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Investment is being posed as potentially one of the best options for Britons at present due to shockingly low interest rates, and a lack of options available on the market. While investment does come with some level of risk, it could prove particularly advantageous for people, and many are now actively considering the option. However, for those who do have investments, there is a particular approach which is recommended to ensure funds are carefully managed and meet a person’s goals. ....

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Investing for beginners: Five top tips for savers who are thinking about investments | Personal Finance | Finance

INVESTING is not for everyone, but with interest rates at a record low, considering putting spare cash into investments may suit some. ....

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