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The new tech reset


Image: Maropeng, the Cradle of Humankind, is one of the Google Arts & Culture/ SA Tourism online exhibition
Throughout history, after every global crisis such as the one we’re experiencing, a new era of thinking and living begins. How we shop, learn and play has evolved, with some changes brought on by the pandemic, and others brought on by technology’s acceleration.
We’ve rounded up interesting insights from industry executives around new transformations, experiences and offerings in their respective sectors over the past year.
Tapping is here to stay
~ Murray Gardiner, CEO of Bluecode Africa 
Murray Gardiner
Across the continent, cash has always been preferred for cultural reasons of trust and convenience of exchange. That’s understandable. Cash is easy to understand. You hand over a set amount and get the good or service you desire. It’s also so culturally entrenched that it doesn’t require learning new behaviours.   ....

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Domestic card scheme a potential game-changer, with the right tech embedded


According to Murray Gardiner, managing director of Bluecode Africa, implemented correctly and with the right empowering technology baked in, a domestic payment scheme could be a game-changer for South Africa. He noted this following the South African Reserve Bank s (Sarb) recent request for comment on whether a domestic card scheme could work in SA and how it should be structured.
Murray Gardiner, managing director of Bluecode AfricaWhile nothing about the domestic card scheme, including the ownership and technical structure, has been decided, Gardiner believes it’s a step in the right direction. We should celebrate any merchant payment system that removes the dependency on foreign card schemes and accelerates South Africa’s transition to the digital economy while aligning the country with the global trend to digital mobile payments. ....

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