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Wednesday s Best Mortgage Rates: Dec. 16 Money.com 12/16/2020 © Money; Getty Images Mortgage-Rate-Dec-16-illo The overall number of mortgage applications increased last week as interest rates remained at record-lows. In November, purchase applications for newly built homes were down from October, but well above 2019 numbers. Meanwhile, mortgage rates are down from yesterday. Today’s Mortgage Rates The average rate for a 30-year fixed-rate purchase mortgage was 3.092% on Tuesday. On Monday, the average rate was 3.108%. Money’s mortgage rates include data from over 8,000 lenders across the United States and are updated daily. These rates include discount points and represent what a borrower with a 20% down payment and 700 credit scores roughly the national average FICO score would have been quoted.

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