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Some home flood insurance rates could spike this year


Some home flood insurance rates could spike this year
Flood insurance rates across America inreasing
FOX 26 Consumer Reporter Heather Sullivan explains some of the changes coming to flood insurance plans and how FEMA s flood risk information is being used.
HOUSTON - A research group says homeowners in flood-prone areas could see much higher flood insurance rates starting later this year.
FEMA also just launched a new tool to help determine a home s true risk of flooding and will release new flood maps later this year.
A report by research group First Street Foundation suggests hundreds of thousands of U.S. homeowners could face major rate hikes, phased in over time, including in greater Houston. ....

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Federal agencies propose revisions to interagency Q&As regarding flood insurance (UPDATED) | Ballard Spahr LLP


Recently,
federal agencies proposed revisions to the Interagency Questions and Answers Regarding Flood Insurance.  The agencies are the Comptroller of the Currency, Farm Credit Administration, FDIC, Federal Reserve Board, and National Credit Union Administration (Agencies).  The proposed Q&As will supplement
private flood insurance rules that went into effect on July 1, 2019, the new proposal includes 24 proposed Q&As on private flood insurance.  Comments on the new proposed Q&As are due by May 17, 2021.
The Agencies divide the new proposed Q&As on private flood insurance into three main categories: (1) mandatory acceptance (nine proposed Q&As), (2) discretionary acceptance (four proposed Q&As), and (3) general compliance (11 proposed Q&As).  The proposed Q&As use the term “Act” to refer to the National Flood Insurance Act of 1968 and the Flood Disaster Protection Act of 1973, as revised by specified federal flood insurance legislation, and use the term “Re ....

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