the end, something that was supposed to be an improvement over the system we had, and that something, doing something was better than doing nothing, yet, something we did does not include the fannie mae and freddie mac, that got us ostensibly into this mess, that's out of there. i think that something like this is worse than having done nothing. what do you say? >> well, i disagree-- >> okay, your final appearance on the show, but continue making your final point. >> obvious, obviously another crisis is not only possible, but likely. he is just stating the obvious. remember, it was-- >> no, no, no, but you don't remember the press before this, buddy. they were saying we're going to stop the next recession, never going to have what we had in '08. in the end we're having another '08 and when we do hopefully it will be better than '08, but we're going to have another '08. >> or not as severe and i think if you strip away the language, that's a pretty good goal. i just want to point out that we had a mechanism for taking over banks all along and it worked