so justified having high state and local taxes because they know they're going to be deduct the and that's why they're spending and cropping up unions across the state to help write local laws. >> on the individual side this is not tax reform and what you're doing is essentially raising taxes by not really reforming the rates that's one thing. the other thing i'll say-- >> ben: that's crucial. it's just a tax increase. not a tax cut on you. on some people. >> but what's good about what trump is doing and what's bad. i'll say where it comes down to margin stuff and politics not just using about the 401 (k), i don't think it's a big problem but i think being personal about this and making john mccain angry and getting corker on his bad side and sticking it to people. >> ben: if he gets this through , it will be a miracle. who cares? >> i don't care. >> neil: but i think you raise such an important point with all due respect it's not tax reform. it's really on the individual side it's a tax increase.