A new study from the University of Georgia found many states within the Southeast and West qualify as financial advice deserts—a new concept coined by researchers to describe a low proportion of financial planners or planning institutions where people are less likely to understand their financial options or save for the future. Researchers found thatA new study from the University of Georgia found many states within the Southeast and West qualify as financial advice deserts—a new concept coined by researchers to describe a low proportion of financial planners or planning institutions where people are less likely to understand their financial options or save for the future. Researchers found that » The FINANCIAL Economic